This presentation has been prepared by SEB and contains general information in relation to financial instruments marketed, sold or solicitated by SEB. Neither this document nor the products described in it are intended for distribution or sale in the United States or to US persons, and any such distribution may be unlawful. Although the information has been based on sources deemed by SEB to be reliable, SEB assumes no liability whatsoever for incorrect or missing information nor for any loss, damage or claim arising from the use of this presentation. Past performance is not indicative of future results, which may vary. The value of investments and the income derived from investments can go down as well as up. Future returns are not guaranteed, and a loss of principal may occur. If you or a fund invests in financial instruments denominated in a foreign currency, changes in currency exchange rates may affect the return on the investment. For funds with share classes which aims at hedging the returns from changes in currency exchange rates of the fund’s base currency, SEB makes no representation or warranty as to achieving the currency exchange rate hedge. Information on taxes (if any) has been based on in force as per the date of this presentation, and such rules may be subject to change thereafter. It should also be noted that information on tax have not been tailored on any individual circumstances of any individual unit holder and in order for an individual unit holder to understand the tax treatment of an investment the unit holder should obtain tax advice. The unit holder is fully responsible for any decision to invest in a fund, and this material may not constitute the sole basis for any such decision. Instead, any decision to invest in a fund should be based on the detailed information regarding the fund or the funds which is contained in their respective fact sheets, Key Investor Information Documents (“KIID”), fund regulations and full prospectuses, which materials can be obtained from www.seb.se/fonder. For funds which are not managed by SEB’s fund management companies, the said information may be obtained free of charge from investment advisers within SEB. SEB assumes that any unit holder, prior to making a decision to invest, carefully reads the detailed information regarding the fund or the funds which is contained in their respective fact sheets, KIID, fund regulations and full prospectuses. For investment advice tailored to individual circumstances, you are kindly requested to contact your investment adviser within SEB.